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Tips for Buying a Used Car – Buying a used car can prevent lots of money compared to a brand new. Whether or not you’re after a cheap runaround or a dream machine you’ve a number of selection on the second-hand market.

But with murky histories and hard-nosed salesmen, it can be a minefield. This guide is crammed with top ideas and checklists (we’ve created printable variations so you possibly can deliver them with you) to minimise the possibility of any nasty surprises. High ideas when shopping for a used car – How a lot a used automobile will price you’ll in the end rely on what car you get. Yet there are plenty of methods you’ll be able to scale back the ultimate bill.

Year outdated cars are MUCH cheaper than new vehicles

The typical new car has an inventory worth of around £28,500. But by the point it is one year old with 10,000 miles on the clock it prices just £21,000 – a discount of greater than 27% in the first 12 months. In the second 12 months the depreciation rate is more likely to sluggish by roughly half (so the second year, this common automobile would lose round £3,750 in value).

So choosing a year-old mannequin will dramatically slash the upfront cost. There are exceptions when you’re selecting an opulent model. Manufacturers that hold their value best have a tendency to include Mercedes and Porsche – so you won’t see too many 12 months outdated luxurious car bargains on the market.

Revealed: The most affordable vehicles to run

To save lots of you time and energy attempting to work this out, car experts have already accomplished this analysis. You possibly can examine running costs of various models, together with the ones you are looking to purchase, on several websites, together with Parkers and What Automotive?. However, follow these guidelines to house in on the cheapest cars:

Smaller engines will be cheaper. The selection of a 1.0-litre or a 2.Zero-litre engine isn’t nearly pure horsepower. A large engine will usually burn more fuel than a smaller one. So engine size is an important consideration if gasoline economy is a crucial factor in your determination.

After all, this depends on how you use the car. A small engine is most effective when it’s used as meant, such as to pootle around town. If a small engine is used a excessive speed, it will need to work a lot harder to maintain the car moving – burning extra gasoline.

Petrol cars are usually cheaper than diesel. Diesel engines are sometimes extra economical than their petrol counterparts. But don’t be fooled into thinking this undoubtedly makes diesel a better option. These vehicles are more expensive, and they usually value more on the pump than petrol.

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Guide cars are cheaper than automatic. Switching between gears is additional work – notably to these of us liable to stalling at visitors lights. Yet while automatics take among the problem out of driving, they come with a better price tag.

A handbook Audi A3 diesel hatchback, for instance, prices £20,801. This compares to the automated model, at £22,290 – or an increase of £1,489. But many automatics are more fuel-efficient than their manual counterparts, as they ‘know’ the perfect gear to be in, so you would recoup the additional cost over time.

Hybrid automobiles are low cost to run, but cost extra to buy. Technology is bettering everyday with trendy hybrids coming in all sizes and shapes, from superminis to luxurious SUVs. Gasoline-economy and low cost or even zero tax rates make part-electric fashions interesting, just like the Toyota Prius. Additionally they have a tendency to hold their worth for resale.

But they normally cost more to purchase – so weigh up the savings.

Examine CO2 emissions, as it impacts the duty you pay. Patrons of the most polluting cars pay the most highway tax. But select a car (such because the emission-free hybrid Toyota Prius) that produces less than 100g of CO2/km and you’ll pay nothing in any respect.

An average family-type automotive, like a Volkswagen Golf, will set you again £30 a 12 months. See a full list of Vehicle Excise Obligation charges plus the right way to calculate yours.

Smaller automobiles are cheaper to insure. If you happen to’re looking to economize, you’ll want a car that’s low cost to cowl. The most affordable to insure are inclined to have so much in frequent, together with size. Put merely, it’ll value you more to insure a 4×4 than a small city runaround.

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Automobiles are placed in teams ranked between one and 50, using analysis by the Motor Insurance Repair Analysis Centre (Thatchem). This is primarily based of a variety of info including performance, safety features, worth of a brand new model and cost of spare components. The Hyundai i10, for instance, is considered one of a handful of automobiles in group one, and thus is cheap to insure.

Check the insurance group rating of the exact model you have in mind before shopping for at Thatcham Research. The higher the number, the bigger your premium is prone to be. It’s also worth checking our Cheap Automobile Insurance coverage guide to see what the likely value is.
All of the above’s essential, but if you wish to nail the absolute least expensive cars to run, right here they are (though do word these are all smaller cars):

One of the best time to buy a used car

As soon as you have decided what car to select, now you want to know tips on how to get the most effective deal. One option to slash prices is to purchase on the right time.

Dealers have targets to meet, with bonuses up for grabs. Sometimes, these are primarily based on quarterly sales, making the top of March, June, September and December a good time to purchase. They should shift cars, so might be extra keen to negotiate and provide enticing finance packages.


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But, in the event you’re buying from a personal seller, there’s unlikely to be a superb or bad time. Private sellers haven’t got targets to fulfill, other than the price they wish to achieve. Should you’re shopping for this manner, regulate costs a number of months before you actually purchase – if they’re heading down, you could need to wait. Heading up, and it is prudent to purchase sooner.

For a quiet time, try to avoid weekends, or the start of the month, just after payday. A dealership crammed with wannabe consumers isn’t a very good place to cut price exhausting.

In case you’re shopping for privately, it’s also worth picking your time when different potential patrons could be away. This may very well be over Christmas, or deep into the summer season holidays. Think about the fashion of automobile too. Summer is when drivers dream of buying convertibles, making winter a great time to haggle for a deal on one.

‘What automotive do I would like?’ checklist

Before you begin shopping for the ‘one’, think about what you actually NEED from a automotive. There’s no point buying a two-seater convertible in case you’re about to start a family, so work out what’s realistic. Ask your self:

What are my essential requirements? Enough room for the household? A cheap automobile to run? A sporty quantity? Think about what you need…


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Do I would like the automotive to do something particular? This might embrace towing a trailer or becoming into a small area.

Is it for short metropolis drives or longer motorway journeys? Does it need to be able to cruise at motorway speeds with out straining?

What’s higher, petrol or diesel? The gas you need to use can make a giant difference within the mannequin you would possibly select.

Do I would like a large boot? Consider whether or not you need room for issues reminiscent of sports activities tools or a pushchair – or if you might want to match pleasant Fido or your meddling mother-in-law.

Do I need to consider an eco-friendly car? In that case, a hybrid or electrical automotive could be an choice. The price extra to start out with but some include Government grants, eg, the BMW i3 has a £5,000 grant.

Need to flog your current automotive? Promoting privately can internet you 20% greater than part-exchanging
If it’s worthwhile to flog your current wheels, you have two options. You may both part-exchange the car on the dealership, where the vendor offers you a price and knocks it off the whole value of the automotive you’re shopping for. Or you may promote privately – where you record the automobile and get money from the person who buys it.

Part-exchange. This can save a variety of hassle, nevertheless it’s highly unlikely to be MoneySaving. Sure, it stops you having to promote the automobile or take care of potential consumers, however, and it is a big however, you additionally gained’t get as a lot as selling privately. Keep in mind, the vendor pays lower than your automobile’s value so it can transfer it along at a revenue. So weigh up affords rigorously.

Selling privately. This is extra time consuming, however you’re prone to get extra for the automobile, should you’re prepared to place the hassle in. Options embody categorized listing on Gumtree (free), PistonHeads (30-day ad is £11.99), Autotrader* (one-week ad is free for vehicles beneath £1,000, whereas vehicles over £1,000 can be listed from £36.95) and Motors (12-week free advert). Different choices embody selling the car on eBay or Facebook.
We investigated how rather more you’d get selling your car privately, and a seek for the value of a number of fashions on Autotrader.co.uk discovered the price difference was often 20% more selling privately in contrast with part-exchange.

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