I Want To Buy A Used Car, Tips for Buying a Used Car

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I Want To Buy A Used Car – Image via i.pinimg.com

I Want To Buy A Used Car – Although no one denies the excitement of the smell of the new car, the fact is that many people are unable or prefer not to buy a new car. One determining factor might be the shrinking of new cars – it is estimated that the average car loses 20 percent of its value as soon as you buy it and 30 percent in the first year. So, if you are on the market for an agreement to use used wheels, follow these tips to buy a used car for a smoother ride!

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Step 1: Crunch the number

Determine how you will pay for your new car. If you pay cash, your budget is set. If you take an automatic loan, your creditor will determine how much you can afford.

Also, consider getting pre-approved for your loan before visiting the seller. The Greater Alliance Federal Credit Union has a pre-approval process and competitive rates on used car loans and the First Time Auto Buyers Program.

I Want To Buy A Used Car

Step 2: Make a list of targets

Decide what makes and what model of car you want to buy. See guides like Consumer Reports® for vehicle reliability ratings on the latest year models. Aim to narrow your choices into three or four model cars.

Step 3: Research

Perhaps the most important tip for buying a used car is to do thorough research. Start researching prices and lists for your chosen vehicle. Visit sites like Cars.com® to get started. You can find used cars for sale in one of the following locations:

Used car parts for new car dealers
Used car dealers
Used car retailers like CarMax®
Websites like Craigslist® where car owners personally sell their vehicles
When researching cars and price lists, determine the average price requested for each car. Next, find out everything you can about each vehicle with a vehicle history report from Carfax.com. The Greater Alliance offers free unlimited Carfax reports to all its members.

Step 4: Contact the seller

Contact the seller to verify the information you have learned about each car. If you are using a private seller, ask about any mechanical problems that might occur. If you work with a dealer, ask if the car is still in stock and for any information that you cannot find yourself.

If everything is up, prepare an appointment for a test drive.

Step 5: Test drive

This is when buying a car becomes fun – being behind the wheel! Be sure to pay attention to these details during the test drive:

Is there enough legroom?
Is the trip smooth?
How is the acceleration?
Does the “check engine” light turn on?
Do you have full visibility?
Does the brake work properly?
Do all the lights and eye patch work?
Next, request a vehicle service record to determine whether there is currently scheduled maintenance.

Step 6: Already checked

Having your car checked by a mechanic before you buy can save you annoyance and a lot of money on the phone.

Step 7: Negotiate

Create opening offers based on the average price for your car and use all the information you have learned about your vehicle as a bargaining chip. Be firm, and you will end up with a reasonably priced vehicle. After you get the price, this is when you want to complete your financing if you take out a loan.

Step 8: Make it official

If you buy a car from a private seller, make sure the title and registration are officially transferred to you. If buying from a dealer, give careful thought to the extra protection offered by the guarantee. Finally, read the contract carefully and make sure you have insurance before you make it official.

Start with the Greater Alliance Federal Credit Union

We hope you find tips for buying used cars to help the next time you are on the market. See how we can help. When you visit our Auto Loans page, you will find all kinds of useful information, including the Automatic Purchasing Center, Auto Loan Calculator, Company Car Sales offer for low-cost pre-owned cars and more. If you are wondering how to buy a used car, start with us! Contact us or call (888) 554-2328 to learn more.

Then you will be set to bring your new car for the first round!

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